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7 Steps To Home Ownership
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FREQUENTLY ASKED QUESTIONS

Get all of your frequently asked questions answered when looking for a home for sale in Hinesville, Savannah, Pooler, Richmond Hill, Midway, and Ludowici Georgia.

I know you may have questions for me, so I put together something for you to help answer your questions.

Hope this helps.

I know you may have questions for me, so I put together something for you to help answer your questions.

Hope this helps.

Question 1: Why do I need a real estate agent?

Buying a home can feel like trying to solve a puzzle without all the pieces. I’ll help you find the missing pieces, negotiate like a pro, and make the process as smooth as butter on a hot pancake.

Question 2: How do I know if I’m ready to buy a house?

If you’ve been dreaming of ditching your landlord, have a stable income, and can handle monthly expenses without holding your breath, you’re probably ready!

Question 3: What’s the first step to buying a home?

The first step is getting pre-approved for a mortgage. Think of it as your golden ticket to the home-buying journey.

Question 4: How much money do I need for a down payment?

Good news! You don’t need 20% anymore. Depending on the loan, you might only need as little as 3-5%, andif you are a military soldier, you could qualify for a 0% down payment veterans loan.

Question 5: What if I have bad credit?

No worries! There are loan options for almost every situation. Plus, I can connect you with mortgage experts who specialize in helping people improve their credit.

Question 6: How long does it take to buy a home?

Typically, it takes 30-60 days once you find "the one." But searching for your dream home? That’s on your timeline!

Question 7: Can I buy a house and sell my current one at the same time?

Absolutely! It’s like a perfectly timed dance—and I’m here to choreograph it so you don’t miss a step.

Question 8: How do I know what I can afford?

We’ll look at your income, expenses, and pre-approval amount to find a budget that feels comfortable and keeps your wallet happy.

Question 9: What is escrow, and why do I need it?

Think of escrow as a piggy bank that holds your money safely until all the paperwork is done. It’s there to protect both you and the seller.

Question 10: What’s included in closing costs?

Closing costs cover things like inspections, appraisals, and title fees. They’re usually 2-5% of the home’s price.

Question 11: Can I back out of a deal?

Yes, but it depends on the contract terms. I’ll make sure you’re protected every step of the way.

Question 12: What happens during a home inspection?

A professional inspector will check the house from top to bottom—like a detective looking for clues about the home’s condition.

Question 13: Should I buy a fixer-upper or move-in ready home?

That depends on your patience and DIY skills. Love rolling up your sleeves? Fixer-upper. Prefer to binge watch Netflix the move-in day? Move-in ready.

Question 14: Do I need to attend the closing?

Yes, but it’s more exciting than you think! It’s the day you officially become a homeowner.

Question 15: How do I find the right neighborhood?

I’ll help you explore neighborhoods based on your lifestyle, commute, and must-haves. Think schools, parks, or proximity to your favorite coffee shop.

Question 16: How do I get started with the process?

Since you made it this far, it tells me that you are ready, willing and able to buy a house. So your next step is to book an appointment with me ASAP so we can put a plan together to find you your dream home.